Questions Every Investor Should Ask

Is an investment in life settlements suitable for me?
If you are a sophisticated investor seeking long-term capital appreciation, you should consider life settlements.

What is the best form in which to invest in life settlements?
We believe that investors should seek a fund which holds a seasoned diversified pool of life insurance policies.

Is there a specific term for an investment in The Lifetrade Fund?
Since The Lifetrade Fund is an open-end fund, there is no fixed investment term. However, we recommend that investors be prepared to invest over at least a seven year horizon.

How much experience does the management of The Lifetrade Fund have?
Lifetrade’s management has been involved with the asset class since its inception, with more than 40 years of cumulative experience.

Does the US impose withholding tax on life insurance payments received by persons outside the US?
Unless the tax is reduced or eliminated by an income tax treaty, the US imposes a 30% withholding tax on payments of life insurance proceeds paid to investors outside the US.

Does US withholding tax apply to payments received by The Lifetrade Fund?
The Lifetrade Fund has been structured so that no US (or other) withholding or income tax should apply to proceeds received by the fund in Curacao.

Will I be taxed in my home country as a result of my ownership of shares in The Lifetrade Fund?
Each country has its own system for taxing investments and you should consult your own tax advisor. However, in many instances, since the Fund generally does not make current distributions, you should not be taxable until you redeem your investment.
For additional information on any of the above topics, please contact us.